All family child care providers can take steps to save a little more money, regardless of your current income. With the extra money you save it's a good idea to earmark it for specific goals such as retirement, vacation, college fund, emergency fund, etc.
Here are some ideas submitted by family child care providers.
DyLynn Robertson, Portland, Oregon:
"I use the type of 'dishrags' that come in packs of a dozen instead of paper towels in the kitchen. With a group of 4-6 children I use about three-dozen each week and just wash them with the regular laundry. I do the same to wipe the diaper table after it has been sanitized, but has not dried in time for the next change...I purchased a different color/pattern than the ones I use in the kitchen and wash these separately."
"I used to spend a lot of time planning, shopping, and organizing a preschool curriculum for my in home child care that was costing me a lot of money. Then I found a pre-made monthly curriculum complete kit from the website Funshine Express. Not only do I save a lot of money I also [save] time and I gave myself a raise! P.S. For the pay raise I informed my childcare parents if they liked the new curriculum (which was a one month trial) then I would adopt it and raise tuition by $12. Everyone was fine with it."